2020 - the next decade. What will it hold?

2020 – the next decade. What will it hold?

November 21, 2019
Celebration isn’t about our circumstances. We should celebrate the goodness of life while we have breath in our bodies, feet to dance, eyes to see beauty and arms to embrace our people. At the end of the year, take a moment to write down what you’re grateful for.
Move over Gin!

Move over Gin!

November 20, 2019
“Move the gin over this December and try a tequila and tonic! There are wonderful variations and food pairings you can play with.”
How do we react to disruption with our money?

How do we react to disruption with our money?

August 22, 2019
How can we respond to disruption to protect our capital? How to protect your capital against Trump, trade wars or climate change chaos?
How do we protect our wellbeing in disruption?

How do we protect our wellbeing in disruption?

August 22, 2019
‘The first wealth is health,’ is a popular quote by Ralph Waldo Emerson. Whilst we are working, we need health in order to earn, so that we can build capital. We are converting human capital into financial capital. Without health, it is difficult to build capital.
The Best Gifts to Yourself

The Best Gifts to Yourself

December 6, 2018
“Something had to change, and we are very much still changing the way we live. I guess you could call it a journey to conscious living.” Sunél Veldtman takes a look at the 4 best gifts you can give yourself.
How Much are You Willing to Pay for a Bottle of Wine?

How Much are You Willing to Pay for a Bottle of Wine?

December 5, 2018
“Why is it that the world and South Africans are not willing to pay more for their favourite bottle of Cab Sav?”
Words Worth Reading

Words Worth Reading

July 26, 2018
Words Worth Reading, July 2018.
A Successful Retirement Has Less To Do With Your Bank Balance and More To Do with You

A Successful Retirement Has Less To Do With Your Bank Balance and More To Do with You

July 26, 2018
What makes for a successful retirement? Why do some people thrive through this transition and others falter? What do you need to retire successfully?
What I Wish I Knew About Money...

What I Wish I Knew About Money…

June 28, 2018
-By Sunél Veldtman I have been pondering what to write ahead of Women’s month. Today we welcomed a niece into the world and little Julia gave me a good reason to write about all the things I want her to know about money (and a little about life). She is too young now, but one day, ...
Words Worth Reading

Words Worth Reading

June 28, 2018
Words Worth Reading, June 2018.
Words worth Reading

Words worth Reading

May 30, 2018
Words worth Reading, May 2018.
Women, Money & Language

Women, Money & Language

April 26, 2018
-By Sunél Veldtman   If you don’t understand the money world, it’s not your fault – they aren’t speaking your language. There is a vast difference between the way men relate to the world of money and the way women relate to this world. This is no surprise considering that men have dominated this industry for the past ...
Words worth Reading

Words worth Reading

April 26, 2018
This month in Words Worth Reading, we highlight an article by The Economist on women and wealth. “Investment by women, and in them, is growing” and much of the wealth transferred in the coming decades will end up in female hands. Read more here. We include a thought-provoking article by Nicola Aylward about mindfullness, seasons and cycles. ...
Words Worth Reading

Words Worth Reading

March 29, 2018
Words Worth Reading, March 2018.
Words Worth Reading

Words Worth Reading

March 5, 2018
This month, in Words Worth Reading, we include an article about the decision for early retirement from the New York Times. Early retirement is not just about having enough money. It is about what you will do with your time.
Words Worth Reading

Words Worth Reading

January 30, 2018
As the ageing population is growing, innovative ways of retiring and living is being invented. In words worth reading, we include an article on a new model of aging in your own home.   Read the article here.    
Gifts full of mindfulness and meaning

Gifts full of mindfulness and meaning

December 7, 2017
-By Elke Zeki & Sunél Veldtman There is too much unwanted stuff on the planet. Too much stuff polluting our oceans, our soil, our water and the air. Christmas is ahead of us and many are thinking about gifts for our family and friends. Many will mindlessly buy another pair of unwanted socks wrapped in pretty ...
More Words Worth Reading

More Words Worth Reading

December 7, 2017
The Secrets of Sleep Sleep is becoming fashionable again. And so it should be. It is vital to our wellbeing. “Sleep, according to the Sunday Style section of The Times, is a new status symbol, a sign of prosperity and control in a frenetic world.” This from an article from The New Yorker, The Secrets of Sleep. Read ...
Kruiwa Community

Kruiwa Community

December 7, 2017
– By Sunel Veldtman A while ago I mentioned to my husband that I didn’t like the taste of lamb cooked on our gas braai. I prefer the smoky flavour of lamb done on a real wood fire. And so, the ‘kruiwa’ was born. (Kruiwa is the Afrikaans word for wheelbarrow.) He pulled out an old ...
A worthwhile New Years’ resolution

A worthwhile New Years’ resolution

December 7, 2017
-By Sunel Veldtman New Years’ resolutions are so tiring. Few people stick to them. Loose weight. Spend less. Be more organised. And then we carry on after a few days or weeks just as we did before. Better budgeting is high on the list of new years resolutions. Prioritising and limiting spending is key to financial freedom ...
Words Worth Reading

Words Worth Reading

December 6, 2017
Productivity Is Really About What You Don’t Do “The best productivity tip I ever got was the idea of a “stop-doing list” from Jim Collins. In this Age of Distraction, we’re all dodging and weaving between so much incoming information that what you don’t do on a daily basis has become as important—if not more—as what you do execute on.” Here’s ...
Words Worth Reading

Words Worth Reading

October 30, 2017
This month we enjoyed these articles. Happiness is Other People The happiness industry has been teaching us that we should cultivate happiness by ourselves through self-reflection and self-actualisation. It has left our generation lonely, sick and anxious. It turns out that research is clear – the single biggest contributor to our happiness is spending time with other ...
Words Worth Reading

Words Worth Reading

September 27, 2017
Why Your Morning Ritual Is So Important To Your Success “There is a reason that most successful people have routines. It’s not because they’re OCD or eccentric. Successful people develop routines for a simple reason: they want to reduce friction in their lives so they can focus on what they do best. As you become successful, whether ...
Bubbles and Ice

Bubbles and Ice

August 29, 2017
By Elke Zeki   I’m a bit of a wine snob so I almost had heart failure the first time I saw a couple putting ice in their champagne! I thought I knew about wine trends, but watching this pair pour a R700 bottle of Moet Chandon over a large pile of ice was just too much ...
What is it with women and money?

What is it with women and money?

August 29, 2017
By Sunel Veldtman   Almost one out of three women believe that men are better at handling financial matters than women are. This is according to The Old Mutual Savings Monitor (2012) – one of the few surveys that have studied the attitudes of South African women towards money. Even worse though, is that 65% of men ...
Words Worth Reading

Words Worth Reading

August 29, 2017
“Can fairness really exist for women in the workplace?” – Business Day A brilliant read by Prof Anita Bosch – a registered master HR practitioner and associate professor at the University of Stellenbosch Business School (USB) where she researches women at work. She also teaches in the human capital management and leadership tracks of the USB ...
Words Worth Reading

Words Worth Reading

July 28, 2017
Sometimes The Best Thing You Can Do For Yourself Is Nothing  The brilliant author, coach and mentor Judy Klipin writes about taking time-out, to take stock.   “Next time you are feeling over-worked, over-committed and overwhelmed, take some time to stop. To breathe. To come back to yourself.” Read more here.
A week in Provence – a step closer to a dream

A week in Provence – a step closer to a dream

July 28, 2017
By Sunel Veldtman Many years ago, I read the book ‘A Year in Provence’ by Peter Mayle. It kick-started my love affair with the ‘let’s go live somewhere else’ idea but it also watered a small seed within me. I guess that seed has been there all along: from my early childhood on a Karoo farm ...
Words Worth Reading

Words Worth Reading

June 30, 2017
This month, we feature an article by our friends Dave Park and Anne Livingstone. They are enthusiastic travelers who blog about their many adventures on ‘My Very Long Weekend, Every day is Saturday’. The title alone gives away the high value they put on travel, brought about by financial freedom. We include one of their ...
Beyond The River: A model for socioeconomic transformation

Beyond The River: A model for socioeconomic transformation

June 30, 2017
-By Erol Zeki   Beyond The River is a beautiful, true-life South African film that opened in cinemas a few weeks ago. Inspired by the story of two men from vastly different backgrounds – Piers Cruikshanks and Siseko Ntondini – and their determination to win a gold medal at the one of the contintents toughest canoe races ...
At Last: Its About Time

At Last: Its About Time

June 30, 2017
By Johann Coetzee Wednesday arrived with the promise of late afternoon rains, a hint of early morning sunshine and some cumulous clouds already building up from the east. I lingered for a while in bed, contemplating the beauty of this day and the consistency of creation. This also happened to be the last day of my official ...
Scaling Down - The Road To Retirement

Scaling Down – The Road To Retirement

May 31, 2017
– By Mareo Bekker   Sunél asked me to jot down a few thoughts on how I understand and experience “semi-retirement”. Before I address the subject, I have to provide some background and context to my story. After starting my working career, my wife Lizel and I were blessed with four sons. It changed the dynamics of our ...
Words Worth Reading

Words Worth Reading

May 31, 2017
Retirees Are Too Pessimistic on Their Investments – And It’s Costing Them … “Adults in retirement are less optimistic than younger groups about future economic growth, stock-market returns and long-term personal financial well-being, new research shows. This may lead them to shift out of stocks too soon and cut spending more than needed, shortchanging their lifestyle and ...
Memories of the Kgalagadi

Memories of the Kgalagadi

May 2, 2017
We recently had the privilege of touring Mabuasehube in Botswana and the Kgalagadi Transfrontier Park. We were aware that it had rained up to 300mm in the area since January. But nothing could’ve prepare us for the spectacle that awaited us: millions of butterflies, metre tall grasslands, pans filled with water and beautiful clouds everywhere. ...
Words Worth Reading

Words Worth Reading

May 2, 2017
Words Worth Reading, April 2017.
Reflecting on the first 5 years of Foundation Family Wealth.

Reflecting on the first 5 years of Foundation Family Wealth.

March 30, 2017
– By Sunel Veldtman   Foundation celebrated our fifth anniversary last month. It feels like just the other day when I walked into our office with my laptop and a bag full of hope. Foundation Family Wealth has been a dream unfolding for me. In the years leading to my departure from corporate life, I started seeing that ...
Words Worth Reading

Words Worth Reading

March 30, 2017
This month, both articles in the Words Worth Reading section of our newsletter come from the inspiring thought-leaders at Tomorrow Today Global. The first is an incredible article by Keith Coats following a series of recent workshops he ran with business execs in the UK. The workshops were entitled – “Leading in a changing world”. Keith ...
Words Worth Reading

Words Worth Reading

March 1, 2017
A few interesting articles that we have come across this month.
What keeps you going?

What keeps you going?

February 1, 2017
-By Sunél Veldtman   Some thoughts for those of us in the later stage(s) of our career Watching Federer and Nadal battle it out for the Australian Open Title, I marvelled at both men’s endurance. I have to confess, I am a Federer fan. There he is, late in his career, in better shape than ever and at ...
Words Worth Reading

Words Worth Reading

February 1, 2017
Words Worth Reading, January 2017
Cheers 2016! Pair your wine with your year.

Cheers 2016! Pair your wine with your year.

December 9, 2016
In true Foundation Family Wealth tradition Elke Zeki writes about the wines you need to try this December. Her inspiration? 2016 at a glance.
Plan for these five things in 2017

Plan for these five things in 2017

December 9, 2016
This article looks at the simple things we can do with our time and money to make us happier. Why happy? Well, we’ve lost the art of happiness. The research on happiness is unambiguous about the basics. They say: plan for these five things and you’ll be happier. Yet few people get these basics right.
Words Worth Reading

Words Worth Reading

December 9, 2016
Words Worth Reading, December 2016.
Words Worth Reading

Words Worth Reading

November 28, 2016
A brilliant read by Carl Richards from The Behavior Gap…   Uncertainty Scares Us, But You Can Do Something About It Can I be honest with you for a minute? I’ve struggled to write my column this week. Given what happened in the presidential election and the response I’ve heard and seen around the world, I have no idea ...
What to do with the fear of the future?

What to do with the fear of the future?

November 22, 2016
I have never really been gripped by fear. Until recently. Donald Trump and Brexit; the potential of Marie le Pen; and the rise of the right and the step backwards of Putin has gripped my heart with fear. Locally, there is much to be fearful about.
Words Worth Reading

Words Worth Reading

October 25, 2016
Words worth reading, October 2016.
Words Worth Reading

Words Worth Reading

September 12, 2016
Words worth reading, September 2016.
Words Worth Reading

Words Worth Reading

July 22, 2016
We’ve found these articles fascinating. From a well-diversified portfolio, to growing old happy, and life in an accelerated age. Let us know what you think of these?
Looking Back, Taking Stock and Setting Goals – An Annual Review

Looking Back, Taking Stock and Setting Goals – An Annual Review

March 4, 2016
An annual review of one’s life is such a healthy practise. Looking back gives you a sense of achievement and taking stock highlight growth areas and new goals. On a personal finance level, an annual review of your balance sheet is also a good practise. Have you made progress in your net asset value over the ...
Travel Ideas for a Weak Rand

Travel Ideas for a Weak Rand

January 27, 2016
I always plan my next holiday as soon as I get back from one. It takes a few days to ease back into a daily routine once I’ve become accustomed to late lunches and afternoon naps. So here I am, like every year, back from December holiday checking out all the public holidays, flight specials ...
No ordinary revolution

No ordinary revolution

December 3, 2015
Ahead of the festive season, we have put together a few ideas for different drinks, either as gifts or to enjoy at sunset. These refreshingly different drinks are all locally produced. Craft Beer There has been a huge revolution of craft beer in South Africa over the past few years. Many restaurants and bottle stores now offer ...
Resolutions and Reflections

Resolutions and Reflections

December 3, 2015
It is the time of year for reflection and resolutions. As we head for the annual summer holidays or enjoy an opportunity to slow down a bit, there is time to think. We review the past year and think ahead. We think about what we can do differently for a happier life. Is that not what ...